Coordination of Benefits for Long Term Care 

      Medicare only covers skilled care for up to 100 days.

  • Medicare doesn't pay for 24 hour a day care at home.

  • Does not cover custodial care for activities of daily living: Eating, Bathing, Dressing, Transferring, Toiletting, Continence.

Private Long Term Care Insurance will provide for your choice of care, including at-home healthcare 

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Full-Service

This guide is meant to be for learning purposes only.  There can be unique situations that need to be considered when going on Medicare.

Medicare only covers these services for a limited period of time.

If you leave the hospital for more than 60 days and then go back, a new benefit period will start and you will be responsible for a new deductible.

Part A is designed to last 90 days per hospital stay, but it can be extended by 60 days throughout your lifetime.

*Medicare Supplement Policy's Cover Part A Deductibles & Copays